All-in-one
M-Pesa + Card
Multi-branch
KRA ready
Point of sale
Checkout in seconds, not minutes
- Scan or search — item goes straight to cart
- Split payment — cash, M-Pesa, and card together
- Print or send a digital receipt instantly
Inventory
Know your stock, down to the shilling
- Live stock value and margin per product
- Low-stock alerts before you run out
- Bulk import your whole catalogue from Excel
And everything else
One system, every part of the business
Customers & Loyalty
Credit accounts & points
Invoices & Quotes
Branded PDFs, recurring billing
Reports & P&L
Daily sales, profit, stock value
Payroll & HR
PAYE, NSSF, SHIF, P9
Expenses & Suppliers
Purchase orders to received stock
Multi-Branch
One dashboard, every store
Shifts
Float, cash count, no surprises
Discounts & Coupons
Timed promos, coupon codes
SMS Alerts
Auto-notify on invoices & balances
Security & Access
Roles, 2FA, full audit trail
Payments
Get paid the way your customers pay
Straight to your own M-Pesa Paybill or Till — never ours.
Set up payments free →M-Pesa STK Push
Phone prompt, auto-completes
Paybill / Till
Auto-matches, no cashier step
Card via Pesapal
Visa, Mastercard, Airtel Money
Cash, Bank & Credit
All tracked in one place
Built for Kenya
KRA-compliant, out of the box
No manual workarounds — Merqio POS already knows Kenyan tax law and calculates everything correctly.
- PAYE
- 2024/25 bands + relief
- SHIF
- 2.75% of gross pay
- NSSF
- Tiered per the 2013 Act
- VAT (16%)
- Filing-ready reports
- M-Pesa
- Direct Daraja integration
- Tax Invoices
- KRA PIN + VAT breakdown
- No card required to sign up
- Set up your first store in under 10 minutes